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Service 03, The Growth Hacking
Fractional CFO & Cash Flow Advisory
13-week rolling cash flow forecasting, custom KPI dashboards, inventory optimization models, and a monthly strategic review call, the forward-looking judgment of a CFO, without the six-figure salary attached to it.
The Math
$180K-$250K vs. $3,500/month
A full-time corporate CFO in Canada commands an executive salary of $180,000 to $250,000 a year, plus bonuses and benefits. For most growing companies, that overhead doesn't pencil out. Our Fractional CFO service delivers the same strategic oversight, executive forecasting and cash safety net, starting around $3,500 a month, saving over $0 a year in unnecessary overhead while driving profitability upward.
The 3-Tier Structure
Built around revenue stage, not a one-size retainer
Tier 1
The Cash Flow Navigator
$500K-$1.5M revenue, profitable but cash-tight
$1,500-$2,500/mo
- Rolling 13-week automated cash flow forecast (Helm / Float)
- Monthly 60-minute budget-vs-actuals review
- Unlimited Slack/email financial Q&A
Tier 2
The Growth Architect
$1.5M-$5M revenue, scaling, multi-province
$3,000-$5,000/mo
- Everything in Tier 1
- Custom visual KPI dashboard (Fathom / Syft)
- Product/service profitability analysis
- Two 60-minute strategy meetings / month
Tier 3
The Enterprise Strategic Partner
$5M+ revenue or actively raising capital
$5,500-$7,500+/mo
- Everything in Tier 2
- 3-to-5-year financial models for loans & investors
- Attendance at quarterly board/leadership meetings
- Weekly 45-minute tactical touchpoints
Not Ready For A Retainer?
One-time project pricing
If you need help right now but aren't ready to commit monthly, we sell two standalone engagements.
Scenario A
The Bank / BDC Loan Model
A professional financial forecast to secure financing from a Canadian bank or the Business Development Bank of Canada (BDC).
$3,500-$5,000 flat
Scenario B
Financial Tech & Process Overhaul
Messy software, broken app integrations, unclear inventory tracking. We select the apps, write the procedures, and train your staff.
$5,000-$10,000 flat
Ad-hoc strategic projects, like building an investor pitch deck, are billed at $150-$300/hour, scoped and agreed in writing before work begins.