Financial Ratio Analysis Dashboard

Eight numbers pulled straight from a balance sheet and income statement, turned into every major ratio a lender, investor, or finance class would actually check first.

Reading This Tool

How To Use This Calculator

Enter the core figures from your balance sheet and income statement.

Liquidity ratios ask whether short-term bills can actually be paid. Leverage ratios ask how much of the business is financed by debt. Profitability and efficiency ratios ask how well the assets on hand are actually being put to work.

Your Inputs

Current Assets $800,000

Of Which, Inventory $200,000

Of Which, Cash & Equivalents $150,000

Current Liabilities $500,000

Total Debt (All Liabilities) $1,200,000

Total Shareholders' Equity $900,000

Total Assets $2,500,000

Annual Revenue $3,000,000

Net Income $300,000

Total debt here means all liabilities, not just interest-bearing debt, the classic textbook definition of the debt-to-equity ratio.

Your Ratios

Current Assets vs. Current Liabilities

Healthy ratio ranges vary significantly by industry, a software company and a construction firm have very different normal current ratios and asset turnover. Compare against peers in the same industry, not a universal benchmark.

Want these ratios checked against lender covenants specifically?

See The Debt Covenant Dashboard →