GST/HST New Housing Rebate Calculator

The federal rebate disappears entirely above $450,000. In Ontario, the provincial rebate keeps paying out regardless of price, most buyers only ever hear about one of the two.

Reading This Tool

How To Use This Calculator

Enter the fair market value of the home before tax and the province.

The federal rebate returns 36% of the GST paid, capped at $6,300, fully available under $350,000 and phased out to zero by $450,000. Ontario layers its own provincial rebate on top, capped at $24,000, with no upper price limit at all.

Your Inputs

Province

Fair Market Value Of The Home (Before Tax) $420,000

This models the long-standing base rebate program. A separate First-Time Home Buyers' GST rebate, with its own higher price ceilings, has been legislated on a phased basis and may provide additional relief, confirm current eligibility and status directly with CRA before relying on this alone.

Total Rebate

Total Rebate Available

Federal Rebate

Provincial Rebate

Rebate vs. Fair Market Value

FMV includes the home and land but excludes provincial land transfer tax. Builders often credit the rebate directly against the purchase price rather than having the buyer file separately, always confirm with the purchase agreement which route applies before filing a duplicate claim.

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