Real Estate Cap Rate & Deal Heat Map

The same property can be a strong deal or a losing one, purely depending on the purchase price you negotiate and how much you finance. See the full grid of outcomes at once.

Reading This Tool

How To Use This Heat Map

Enter the property's actual annual net operating income and your target purchase price and financing terms.

The grid holds NOI fixed and varies purchase price and down payment percentage, showing exactly where cash-on-cash return turns from negative to genuinely attractive.

Your Inputs

Annual Net Operating Income $50,000

Target Purchase Price $800,000

Mortgage Interest Rate 6.0%

Amortization (Years) 25

The grid shows purchase price 20% below to 20% above your target across the rows, and down payment from 15% to 35% across the columns, holding NOI and financing rate constant.

At Your Target Price

Implied Cap Rate At Target Price

0.0%

Cash-On-Cash At 25% Down

0.0%

Max Price For Positive Cash Flow

Cash-On-Cash Return: Price vs. Down Payment %

This model excludes closing costs, ongoing capital reserves, and vacancy allowance beyond what is already reflected in your NOI figure. Confirm your NOI figure already deducts a realistic vacancy and reserve allowance before relying on this grid.

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Open The Real Estate Investment Analyzer →