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Personal Income Tax · All 13 Provinces & Territories
Take-Home Pay Calculator
See your real net paycheque after federal and provincial tax, CPP and EI, wherever in Canada you live and work.
Reading This Tool
How To Use This Calculator
Enter your gross annual salary and province or territory, and optionally an RRSP contribution deducted at source.
The donut shows exactly where every dollar goes: net pay, income tax, CPP and EI. Your marginal rate is what the next dollar you earn gets taxed at, your average rate is what you actually pay overall, they're rarely the same number, and the gap is the whole point of a progressive tax system.
Your Inputs
Take-Home Pay
-Net Take-Home Pay, This Period
$0
Average Tax Rate
0.0%
Marginal Tax Rate
0.0%
Annual Income Tax
$0
Annual CPP + EI
$0
Where Your Gross Salary Goes, Annually
Every province and territory sets its own brackets, and rates change most years. These figures are simplified, rounded 2025/2026-approximate combined rates, built to show the shape of your paycheque, not to replace a real pay stub or a T1 filing.